FINANCE · INSURANCE
Bring financial and insurance products to digital channels, quickly and securely
RIOS is a technology partner for insurers and financial institutions opening new sales channels, distributors adding insurance and financial products to what they sell, and fintech and insurtech teams that need engineers to build their product.
Solutions
Four solution areas for financial services, insurance and distribution businesses, used on their own or combined in one project.
Software built around your business
RIOS builds software around your own processes, so your team does not have to bend its way of working to fit an off-the-shelf product.
- Customer-facing apps
- Portals for agents and partners
- Internal back-office systems
API connectivity & integration
RIOS connects your products to partners and existing systems through APIs, so you can launch something new without replacing what already runs.
- Embedded insurance in your partners' purchase journeys
- Payment gateway integration
- Connections to the core systems you already run
Digital distribution platforms
RIOS builds platforms for selling insurance and financial products across channels: online, through agents and through retail partners.
- Online sales on web and mobile
- Sales tools for agents
- Sales through retail partners
Data & AI
We can help automate manual, paper-heavy steps, so your people spend their time on the decisions that need human judgment.
- Document processing automation
- Support for claims handling
- Support for underwriting
How we work
Four clear steps, so you always know where the project stands and what comes next.
Understand your business & regulatory requirements
We learn your product, processes, sales channels and the regulatory requirements that apply to you before proposing anything.
Proposal & quote
Scope, approach, timeline and quote are written down so both sides can confirm them.
Build in sprints
We work in short cycles with demos and weekly progress reports, so you can give feedback early.
Security testing & handover
We run security testing before go-live, hand over the source code and documentation, and keep operating, maintaining and extending the system if you need us to.
Our commitments
What we do on every project, because financial and insurance data needs protecting from the start.
Security from day one
We sign a non-disclosure agreement (NDA) before any data is exchanged. Access is restricted so only the right people can see your data.
Designed with regulation in mind
Systems are designed with Vietnam's current personal data protection rules and the information security requirements of sector regulators in mind.
Security testing before handover
Systems go through security testing before they are handed over and go live.
Deployed on your infrastructure
Systems can run on your own infrastructure (on-premise or private cloud), so your data stays within your systems.
Weekly progress report
Every week you get a report on what was done, what is next and which decisions are pending.
You own 100% of the source code
All source code and project assets belong to you at handover.
Frequently asked questions
Planning a digital product?
Book a consultation or send us your request, and RIOS will get back to you to clarify your product, sales channels and requirements.